How the 11 + 1 Scheme Works
Step into smart jewelry planning. Commit to a monthly savings plan for 11 months, and Aura will credit the 12th month installment as a gift towards your next purchase.
Define Budget
Select a monthly saving starting from ₹2,000.
Save 11 Months
Pay your monthly installment systematically.
Bonus Installment
Aura pays the additional 1 month installment for you.
Redeem Designs
Exchange your 12-month value for any ornament.
Calculate Your Benefits
Adjust the slider to match your desired monthly budget
Redeemable at 12 months
Plan FAQ & Guidelines
What happens at the end of the 11th month?
Once you pay all 11 installments successfully, Aura credits the 1 month(s) bonus automatically. You can immediately purchase gold or diamond jewelry corresponding to the 12-month accumulated value.
Are there any making charges benefits?
Yes, our Swarna Plan members receive special discounts on making charges for select collections of bangles, necklaces, and rings upon maturity redemption.
What if I miss or delay a monthly payment?
To claim the bonus installment from Aura, all 11 monthly payments must be made consecutively. Delayed or missed payments may delay the redemption maturity date or void the bonus installment.